Preheat oven to 375 degrees. Spray muffin cups or line with paper liners.
Pumpkin Batter
Beat pumpkin batter ingredients together until incorporated. Fill muffin cups 1/2 full with batter.
Cream Cheese Filling
In separate bowl, beat together cream cheese filling ingredients until light and fluffy. Place spoonful of cream cheese mixture into center of each muffin cup on top of pumpkin batter.
Topping
In small bowl, mix topping ingredients together until crumbly. Sprinkle on top of cream cheese layer in muffin cups.